Loan Services — Finance Solution | Abhiraj Excellence Solution
Loan Services — Abhiraj Excellence Solution

Finance Solution — A Vertical of Abhiraj Excellence Solution

Loan Services, Built on Trust.

From personal needs to business growth — find the right loan, guided by our financial arm, Finance Solution, with complete transparency.

Choose Your Loan

12 Loan Types. One Trusted Process.

Tap any loan type below for eligibility, features and a quick enquiry — every loan here is delivered through our financial arm, Finance Solution.

Rate Overview

Indicative Interest Rates Across Loan Types.

A quick comparison to help you plan — actual rates depend on lender, loan amount, tenure and your credit profile.

Gold Loan
7.5%+
Home Loan
8.5%+
Vehicle Loan
9.0%+
Education Loan
9.5%+
Personal Loan
10.5%+
Business Loan
11.0%+

* Rates shown are indicative starting points for reference only and are subject to change based on lender policy, applicant profile and prevailing market conditions.

7.5%
Lowest Starting Rate
24 Hrs
Fastest Eligibility Check
30 Yrs
Longest Tenure Available

Before You Apply

General Eligibility & Documents.

Requirements vary slightly by loan type — our team confirms the exact checklist for you during your free consultation.

General Eligibility

  • Indian resident, aged 21–65 years
  • Salaried, self-employed or business owner
  • Minimum income as per loan type & lender
  • Stable income source for the last 1–2 years
  • Reasonable credit history (we assist with CIBIL improvement if needed)

Commonly Required Documents

  • PAN Card & Aadhaar Card
  • Address proof
  • Income proof — salary slips or ITR
  • Bank statements (3–12 months, varies by loan)
  • Loan-specific documents — property papers, business proof, etc.

Why Finance Solution

Loans Handled with Care & Clarity.

01

Multi-Bank Tie-Ups

We work with multiple banks and NBFCs to get you the best loan terms available.

02

End-to-End Documentation

From paperwork to submission, our team manages the process for you.

03

Fast Eligibility Check

Know your eligibility quickly, before you commit to a lengthy application.

04

Transparent Charges

No hidden fees — every cost is explained clearly before you proceed.

05

Dedicated Loan Advisor

One point of contact guides you from enquiry to disbursal.

06

Pan-India Service

Trusted across Jharkhand, Bihar, West Bengal, Odisha, Delhi NCR, Uttarakhand & Maharashtra.

How It Works

From Enquiry to Disbursal.

i

Share Requirement

Tell us the loan type and amount you need. Our team responds with quick guidance.

ii

Eligibility Check

We assess your profile and match you with the most suitable lender and terms.

iii

Documentation

Our team prepares and submits your application, coordinating directly with the bank.

iv

Loan Disbursal

We follow up until your loan is approved and disbursed — with ongoing support after.

Common Questions

Frequently Asked Questions.

How long does loan approval usually take?
Timelines vary by loan type — gold and two-wheeler loans can be approved the same day, while home and business loans typically take 7–15 days depending on documentation and lender processing.
Do I need a good CIBIL score to apply?
A higher CIBIL score improves your chances and interest rate, but it isn't always mandatory. Our team can guide you toward suitable lenders based on your profile, and assist with CIBIL dispute resolution if needed.
Are there any charges for the consultation?
No. Your initial consultation and eligibility check with our team is completely free, with no obligation to proceed.
Can I apply for a loan without collateral?
Yes — personal loans, certain business loans and MSME loans are often available without collateral, subject to your income profile and lender policy.
Which banks and NBFCs do you work with?
We work with multiple leading banks and NBFCs through our financial arm, Finance Solution, to compare options and help you secure the most suitable terms.
What happens after I submit an enquiry?
Our team contacts you within one business day to understand your requirement, check eligibility, and guide you through documentation and application.

Client Experience

Loans, Delivered with Trust.

"

My home loan was approved within two weeks. The team guided me on every document and handled all bank communication — I barely had to visit the bank.

RP
R. Pandey
Home Loan Client
"

I needed urgent funds and the gold loan was disbursed the same day, with no hidden charges and complete clarity on the process.

SM
S. Mahato
Gold Loan Client
"

My business loan application was rejected elsewhere due to a low CIBIL score. The team helped fix the issue and got my loan approved within weeks.

KV
K. Verma
Business Loan Client

Apply Today

Let's Find Your Right Loan.

Personal, home, business or any of our 12 loan types — our Finance Solution team is ready to guide you with complete transparency.

AE
Reach Us Directly
We respond within one business day
Gurgaon, Haryana — 122001