Terms of Service

Last updated: August 01, 2026

 

TERMS OF SERVICE

Last Updated: August 1, 2026

1. Acceptance of Terms

Welcome to Abhiraj Excellence Solution ("Company," "we," "our," or "us").

By accessing, browsing, registering on, or using this website and our services, you acknowledge that you have read, understood, and agreed to be legally bound by these Terms of Service, our Privacy Policy, and all applicable laws and regulations.

If you do not agree with any part of these Terms, you must immediately discontinue using this website and our services.

2. About Our Services

Abhiraj Excellence Solution provides financial consultation and facilitation services, including but not limited to:

  • Personal Loans

  • Business Loans

  • Home Loans

  • Loan Against Property (LAP)

  • MSME Loans

  • Mudra Loans

  • Credit Score Improvement

  • Financial Consultation

  • Investment Guidance

  • Insurance Assistance

  • Other Financial Services

We act as a facilitator between customers and authorized Banks, NBFCs, Financial Institutions, and Lending Partners.

3. Eligibility

By using our services, you confirm that:

  • You are at least 18 years old.

  • You are legally capable of entering into a binding agreement.

  • All information submitted by you is true, complete, and accurate.

  • You will promptly update any information if it changes.

Providing false, misleading, or fraudulent information may result in rejection of your application and may be reported to the appropriate authorities.

4. No Guarantee of Loan Approval

Abhiraj Excellence Solution does not approve loans.

Loan approval, rejection, interest rates, tenure, processing fees, documentation requirements, and disbursement are determined solely by the respective Bank, NBFC, or Financial Institution.

The Company does not guarantee:

  • Loan approval

  • Loan amount

  • Interest rate

  • Processing time

  • Disbursement date

  • Eligibility

  • Any specific financial product

Every application is subject to the lender's internal policies and applicable regulations.

5. Customer Responsibilities

The customer agrees to:

  • Submit genuine and authentic documents.

  • Provide accurate financial information.

  • Cooperate during verification.

  • Respond to lender queries promptly.

  • Not misuse the Company's services.

The customer shall be solely responsible for the accuracy of all documents submitted.

6. Verification & Compliance

The Company reserves the right to:

  • Verify customer information.

  • Reject incomplete applications.

  • Request additional documents.

  • Suspend or terminate services where fraud or misrepresentation is suspected.

  • Report fraudulent activities to lenders or government authorities where required by law.

7. Fees & Charges

Unless expressly agreed in writing:

  • Consultation fees (if applicable) will be disclosed before service.

  • Bank processing fees are determined solely by the lender.

  • Government taxes and statutory charges are payable by the customer where applicable.

  • Third-party charges imposed by lenders are outside the Company's control.

8. Intellectual Property

All content available on this website, including logos, trademarks, text, graphics, images, software, designs, and branding, is the exclusive property of Abhiraj Excellence Solution.

No material may be copied, reproduced, modified, or distributed without prior written permission.

9. Third-Party Services

Our services may involve third-party Banks, NBFCs, payment gateways, verification agencies, or other service providers.

The Company is not responsible for:

  • Third-party decisions

  • Service interruptions

  • Website downtime

  • Banking delays

  • Technical failures

  • Changes in lender policies

10. Disclaimer

The information provided on this website is for general informational purposes only.

Nothing on this website constitutes financial, legal, tax, investment, or professional advice.

Customers are advised to independently evaluate financial products before making any decision.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Abhiraj Excellence Solution, its owners, directors, employees, consultants, agents, affiliates, and partners shall not be liable for:

  • Loan rejection

  • Delayed approvals

  • Delayed disbursement

  • Loss of profits

  • Financial losses

  • Credit score changes

  • Business losses

  • Data inaccuracies provided by customers

  • Third-party actions

  • Technical interruptions

  • System failures

  • Banking errors

  • Indirect, incidental, special, exemplary, punitive, or consequential damages

The Company's maximum liability, if any, shall be limited to the amount of service fees actually paid by the customer to the Company for the specific service giving rise to the claim.

12. Indemnification

You agree to defend, indemnify, and hold harmless Abhiraj Excellence Solution, its directors, employees, representatives, affiliates, partners, and agents from and against any claims, liabilities, losses, damages, costs, expenses, or legal fees arising out of:

  • Your misuse of the website

  • False information submitted by you

  • Fraudulent documentation

  • Violation of these Terms

  • Violation of applicable laws

  • Disputes between you and any lender

13. Privacy

Customer information shall be handled in accordance with our Privacy Policy.

By submitting your information, you authorize the Company to share your details with authorized lending institutions and verification agencies solely for processing your application.

14. Suspension or Termination

We reserve the right to suspend or permanently terminate access to our services without prior notice if:

  • Fraud is suspected.

  • False documents are submitted.

  • These Terms are violated.

  • Required information is withheld.

  • Applicable laws require such action.

15. Changes to Terms

The Company reserves the right to modify these Terms at any time.

Continued use of the website after any updates constitutes acceptance of the revised Terms.

16. Governing Law & Jurisdiction

These Terms shall be governed by the laws of the Republic of India.

Any dispute arising out of or relating to these Terms shall be subject to the exclusive jurisdiction of the competent courts in India.

17. Contact Information

Abhiraj Excellence Solution

📞 Phone: +91 88602 54662

📧 Email: info@abhirajexcellencesolutioncom.com (replace if you use a different official email)

🌐 Website: https://abhirajexcellencesolutioncom.com

 

Back to Home